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Private beta

Terms of Use

Last updated: 28 August 2026

Terms for using the current Futara private-beta planning tools.

Questions about these terms can be sent through the Contact page.

Futara is an Australian-focused web application that provides financial planning tools, calculations, and general information.

Futara does not sell financial products, hold your money, make payments, or manage investments on your behalf.

Futara is intended for adult users. You are responsible for the account you create, including keeping sign-in details confidential and making sure information you save is information you are entitled to use.

Futara is offered as a private beta. Features may change, be added, or be removed. Calculations and presentation may evolve. Availability is not guaranteed.

Outputs are estimates based on the information you enter and the modelling assumptions used.

Futara may simplify Australian superannuation, tax, and related rules for modelling. Superannuation and tax rules can change. You should verify important decisions with appropriate professional sources or advisers.

Information provided through Futara is not a substitute for professional financial, tax, or legal advice.

Futara does not guarantee investment returns, retirement outcomes, tax outcomes, or the accuracy of future projections.

Assumed returns are modelling assumptions. Actual investment performance can differ. Past or assumed returns do not guarantee future outcomes.

You are responsible for the information you enter. Calculations depend on that information and on modelling assumptions.

If something looks wrong in a calculation, treat it as a modelling result to review rather than a confirmed real-world outcome.

Use Futara only for lawful personal planning purposes. Do not attempt to disrupt the service, access another person’s account, or misuse the tools.

The private-beta service may be interrupted, changed, or withdrawn. We may update tools, assumptions, and presentation without prior notice.

Futara and its content, including the planning tools and presentation, are owned by Futara or its licensors. You may use the service for your own planning. You may not copy the product or present it as your own.

Futara relies on third-party services to operate, including authentication and data storage. Those providers have their own terms and practices.

Futara is provided as a private-beta planning tool. To the extent permitted by law, we do not warrant that the service will be uninterrupted, complete, or free from error.

Nothing in these terms is intended to exclude rights that cannot be excluded under applicable law.

We may suspend or end access to the private-beta service, including where needed to protect the service or other users. You may stop using Futara at any time. Account deletion is currently handled by request through the Contact page.

These terms may be updated as the private-beta product changes. The last-updated date at the top of this page shows the current version.

Questions about these terms can be sent through the Contact page.

Futara is intended for Australian users and Australian retirement and superannuation planning.