Privacy at Futara
Privacy Policy
Last updated: 28 August 2026
How Futara handles information in the current private-beta product.
1. About this notice
This notice describes how the current Futara private-beta web application handles information. It is written to match the product as it exists today.
Futara is an Australian-focused financial planning tool. It provides calculators, projections, scenario modelling, and general information based on details you enter or choose to save.
2. Information you provide
When you create an account, Futara stores the email address you use to sign in. You may also save an optional display name.
On Your data, you may save personal planning details such as current age and annual salary.
3. Financial and planning information
If you choose to save information, Futara stores the financial and planning details you enter. Accounts in the current product are entered manually. Futara does not connect to bank feeds, Open Banking, or brokerage logins.
Saved financial position information may include labels and balances you enter for cash, savings, investments, superannuation, property, vehicles, other assets, mortgages, loans, credit cards, HECS / HELP, and other liabilities.
Saved planning information may include a retirement spending target, a monthly non-super investment contribution, an annual extra super or salary-sacrifice amount, named financial goals, and investing-for-children plans created by the account holder.
Futara does not collect bank passwords, transaction feeds, CDR data, or brokerage credentials.
4. Authentication and account information
Sign-in uses email and password through Futara’s authentication provider. Email confirmation is required before a new account can be used.
Futara does not keep your password in its application data tables. Authentication is handled by the authentication service used to operate the product.
5. How Futara uses information
Saved information is used to operate your account and to prefill or personalise calculators, Dashboard, Insights, and related planning views.
Calculator edits are temporary what-if scenarios unless you explicitly save a plan or other record. Insights in the current product are deterministic observations based on saved information and model outputs, not AI-generated analysis.
6. How information is stored / service providers
Futara uses third-party service providers to operate the service, including infrastructure used for authentication and data storage. The current product uses Supabase for those functions.
This notice does not make claims about data-centre location, certifications, or a fixed retention schedule.
7. Guest use
You can use Futara calculators without creating an account.
Signed-out calculator inputs are a temporary scenario in the current session. They are not saved to a Futara account.
Using the service without an account does not mean that no technical records exist. Ordinary hosting, security, or session logs may still be created by the systems that run the website.
8. Cookies / session technology
Futara uses cookies or similar technologies necessary to operate features such as sign-in and session management. We do not currently use advertising cookies or third-party analytics tracking.
9. Data retention
Saved account, financial, and planning information is kept while the account remains in use.
Futara does not currently publish a fixed deletion or retention timetable. Some information may be retained where required by law.
10. Access, correction and deletion
You can review and update much of your saved Futara information while signed in, including display name, personal details, and manually entered accounts.
The current product does not include an in-app control that deletes an entire Futara account. To request access to, correction of, or deletion of your Futara account information, use the Contact page.
Requests are handled as they are received. This notice does not promise instant deletion or a set response time.
11. Security
We use technical and organisational measures intended to protect information, but no online service can guarantee absolute security.
12. Children
Futara is intended for adult users. The Investing for children feature is a planning tool used by the account holder. It does not create a separate Futara account for a child.
13. Changes to this notice
This notice may be updated as the private-beta product changes. The last-updated date at the top of this page shows the current version.
14. Contact
Privacy and data questions, including access, correction, and deletion requests, can be sent through the Contact page.