Age 18
$111,647
About $71,585 in today’s spending power
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Family
Investing for children
See how regular investing could grow over time for a child. Estimate a projected value, a monthly amount, or when a target could be reached.
Your assumptions
What could this grow to by the target age?
These are modelling assumptions only. Results are estimates, not a recommendation to buy a particular investment.
Based on your assumptions
Projected value
Projected value at age 21
$153,883
Age 0 → age 2121 years invested
Purchasing power
Equivalent to approximately $91,620 in today’s spending power
This is an estimate based on the assumptions entered, not a guaranteed outcome.
- Current balance
- $0
- Future contributions
- $68,824
- Estimated investment growth
- $87,497
- Estimated fees
- $2,438
- Projected value
- $153,883
- Years invested
- 21
Year by year
Investment growth over time
See how contributed capital and estimated investment growth after fees could build this plan by the target age.
Contributed capitalEstimated investment growth after fees
Along the way
Estimated milestones
Estimated values at later child ages, using the same assumptions. Purchasing power is shown underneath when inflation is modelled.
Age 21
$153,883
About $91,620 in today’s spending power
Age 25
$229,316
About $123,691 in today’s spending power
Beyond selected target ageAge 30
$365,673
About $174,332 in today’s spending power
Beyond selected target ageAges after the selected target age use the same contributions, return and fee assumptions.
Year by year
Investment projection
Year-by-year figures from the investment projection, using the assumptions entered.
| Child's age | Opening balance | Contributions | Investment growth | Fees | Ending balance |
|---|---|---|---|---|---|
| 1 | $0 | $2,400 | $87 | $5 | $2,482 |
| 2 | $2,482 | $2,472 | $288 | $10 | $5,231 |
| 3 | $5,231 | $2,546 | $511 | $17 | $8,271 |
| 4 | $8,271 | $2,623 | $757 | $23 | $11,627 |
| 5 | $11,627 | $2,701 | $1,028 | $31 | $15,326 |
| 6 | $15,326 | $2,782 | $1,327 | $39 | $19,396 |
| 7 | $19,396 | $2,866 | $1,655 | $48 | $23,869 |
| 8 | $23,869 | $2,952 | $2,016 | $58 | $28,779 |
| 9 | $28,779 | $3,040 | $2,412 | $68 | $34,163 |
| 10 | $34,163 | $3,131 | $2,846 | $80 | $40,060 |
| 11 | $40,060 | $3,225 | $3,321 | $93 | $46,514 |
| 12 | $46,514 | $3,322 | $3,841 | $107 | $53,570 |
| 13 | $53,570 | $3,422 | $4,409 | $123 | $61,278 |
| 14 | $61,278 | $3,524 | $5,030 | $140 | $69,693 |
| 15 | $69,693 | $3,630 | $5,707 | $158 | $78,872 |
| 16 | $78,872 | $3,739 | $6,445 | $178 | $88,878 |
| 17 | $88,878 | $3,851 | $7,249 | $200 | $99,779 |
| 18 | $99,779 | $3,967 | $8,126 | $224 | $111,647 |
| 19 | $111,647 | $4,086 | $9,080 | $250 | $124,563 |
| 20 | $124,563 | $4,208 | $10,117 | $278 | $138,611 |
| 21 | $138,611 | $4,335 | $11,246 | $308 | $153,883 |